The loan modification process with American Home Mortgage (AHMSI) can feel like a horrible dream for many.Here are a few sample of AHMSI Loan Modification SUCCESS
The American Home Mortgage called me this morning and said that they have everything done and is ready to send my file to management for approval, and they should hear back from them by the end of next week. So I feel good but I don’t want to get to excited.
I WAS APPROVED WE SAVED OUR HOME,I received an e-mail this morning that said the loan modification was completed on April 9th As a result the new monthly mortgage payment is $1300.25 if that includes taxes my payment was reduced $308.00. I haven’t received any official docs but I imagine they should be coming!
I just received my loan docs yesterday then we signed and dropped them off at the UPS store. Everything was exactly the way Amy said they would be. I cant believe it, when I started this process back in January with a credit counselor all he could do was tell us to move out and do a short sale,with a lot of determination and hard work I can truly say I saved my family’s home.
Some Tips on AHMSI Loan Modification
Know what department to speak with,A huge source of frustration for many homeowners is speaking with the wrong department. Customer service at AHMSI can usually only answer very general questions on your loan.
Always ask if a negotiator has been assigned. The AHMSI loan modification process moves very slowly. When you near the end of this process your loan will finally be assigned to a negotiator.
Know your Making Home Affordable (HAMP) eligibility before you begin the process. You should research HAMP guidelines with AHMSI and do your best to determine ahead of time whether or not your finances will qualify. If you know that you will qualify for HAMP than you will want to make sure and ask them to review it for this program, before any other options.
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I have been with AHMSI for a long time. I am out of work and can not find a job. I have been trying to get a home loam MOD since 9/23/10 account # 003057154. I got a letter that made little sense, so I scaned it in to the computer and started to break it down. It says that you received RMA, 4506T-EZ/4056T and evidense of income. Next paragraph you ask for the information (I don’t understand). I try to call, how ever my phone call is routed to India and they don’t understand when I try to tell that I no longer have a cell phone. How can I conduct business when people do not understand? I need help and an extension. Can you help?
Thanks, I hope that you understan my degree of frustation.
Larry K Pickens
RE: Larry K Pickens I’m having the same problem w/ahmsi. I can’t understand them and I KNOW I’m not talking to the right person because they just keep asking me when I can make a payment… THAT PART I can understand.
I’ve just received a modification package w/the phone # 877-304-3100. Have you tried that # yet? I haven’t tried it (it’s Sunday) but I’m hoping this # is w/a modification specialist.
I would be so grateful if you could keep me informed with your mod, and I’ll do the same for you… we could compare notes?
Somah kabbah I have been with AHMSI for a long time. I have lost my job, I have been trying to get one but it yet too hard to find one. I have also been trying to get a home loarn MOD since 7/01/2010 account#0022730543.I have been told to fax some pay stump of my friend working at PARK N’FLY, which I have done and still waiting for respond but there is no good respond get as the mortgage is just adding up, please try and help. I need help and an extension. Thanks, I hope you understand my degree of frustation. Somah kabba.
I have been struggling with this company since January 2012. My payments are sky high due to an inflated appraisal originally. I am now on disability and have asked for any kind of a modification. I have provided them with every piece of paper work about 5 times. Couldn’t get the HAMP cause I made too much. Cannot get the internal modification cause I don’t make enough. They offered me a payment plan which they knew darn well I could not afford. I am stressed to the max and just do not know what to do at this point. I also even proposed resuming my payments as is and tacking the past due months on the end of the loan with interest. The kicker is this. I filed Chapter 7 Bankruptcy and included my home several year ago. I never reaffirmed. They should be bending over backwards to helps someone that really could just walk away scott-free. If any of you have good advice. PLEASE send it my way.